:root {
  --navy: #071333;
  --navy-2: #0b1b3f;
  --navy-3: #102957;
  --gold: #b99a5b;
  --gold-2: #ead49a;
  --paper: #fffaf1;
  --white: #ffffff;
  --ink: #101827;
  --muted: #677187;
  --muted-light: #aeb9ce;
  --line: rgba(255,255,255,.13);
  --line-dark: rgba(16,24,39,.12);
  --soft: #f7f2e8;
  --shadow: 0 24px 80px rgba(0,0,0,.28);
  --radius-xl: 30px;
  --radius-lg: 22px;
  --radius-md: 15px;
  --container: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.5;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
img { max-width: 100%; display: block; }
.container { width: min(var(--container), calc(100% - 32px)); margin: 0 auto; }
.section-pad { padding: 96px 0; }
.narrow { max-width: 790px; }
.center { text-align: center; }
.muted { color: var(--muted); font-size: 18px; }
.small-label {
  margin: 0 0 12px;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
}

.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 50;
  background: rgba(7, 19, 51, .78);
  border-bottom: 1px solid var(--line);
  -webkit-backdrop-filter: blur(18px);
  backdrop-filter: blur(18px);
}
.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  color: #f8fbff;
}
.brand { display: inline-flex; align-items: center; flex: 0 0 auto; }
.brand img { width: 232px; height: auto; filter: brightness(0) invert(1) sepia(.15) saturate(1.15); }
.nav { display: flex; align-items: center; gap: 24px; color: var(--muted-light); font-size: 14px; font-weight: 700; }
.nav a:hover { color: #fff; }
.header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border: 1px solid var(--line);
  color: #fff;
  font-weight: 800;
  font-size: 14px;
  white-space: nowrap;
}
.header-cta:hover { background: rgba(255,255,255,.14); }

.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding-top: 150px;
  color: #f8fbff;
  overflow: hidden;
  background:
    radial-gradient(circle at 16% 14%, rgba(185,154,91,.28), transparent 30%),
    radial-gradient(circle at 82% 14%, rgba(78,116,192,.28), transparent 28%),
    linear-gradient(135deg, #050b1d 0%, #071333 48%, #0c1f47 100%);
}
.hero-grid { display: grid; grid-template-columns: 1.06fr .94fr; gap: 58px; align-items: center; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border: 1px solid var(--line);
  color: var(--muted-light);
  font-weight: 800;
  font-size: 14px;
}
.eyebrow span { width: 8px; height: 8px; border-radius: 999px; background: var(--gold); box-shadow: 0 0 0 6px rgba(185,154,91,.18); }
h1, h2, h3, p { margin-top: 0; }
h1 {
  max-width: 800px;
  margin: 24px 0 22px;
  font-size: clamp(43px, 6.4vw, 80px);
  line-height: .95;
  letter-spacing: -.065em;
}
h2 { font-size: clamp(32px, 4vw, 52px); line-height: 1.02; letter-spacing: -.048em; margin-bottom: 18px; }
h3 { font-size: 22px; letter-spacing: -.025em; margin-bottom: 10px; }
.lead { max-width: 680px; color: var(--muted-light); font-size: clamp(18px, 2vw, 22px); margin-bottom: 34px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 34px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 23px;
  border-radius: 999px;
  border: 0;
  cursor: pointer;
  font-weight: 900;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: #101827; box-shadow: 0 18px 45px rgba(185,154,91,.25); }
.btn-secondary { background: rgba(255,255,255,.08); color: #fff; border: 1px solid var(--line); }
.btn-light { background: #fff; color: var(--navy); }
.btn-full { width: 100%; }
.trust-row { display: flex; gap: 10px; flex-wrap: wrap; }
.trust-row span { padding: 9px 12px; border-radius: 999px; background: rgba(255,255,255,.06); border: 1px solid var(--line); color: var(--muted-light); font-size: 13px; font-weight: 800; }

.hero-card {
  position: relative;
  padding: 30px;
  border-radius: var(--radius-xl);
  background: rgba(255,250,241,.96);
  color: var(--ink);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.card-glow { position: absolute; inset: -80px -120px auto auto; width: 230px; height: 230px; background: rgba(185,154,91,.30); filter: blur(32px); border-radius: 999px; }
.form-head { position: relative; }
.form-mark { width: 58px; height: 58px; margin-bottom: 18px; border-radius: 16px; box-shadow: 0 14px 34px rgba(7,19,51,.18); }
.form-head h2 { font-size: 33px; margin-bottom: 10px; }
.form-head p:not(.small-label) { color: var(--muted); }
.lead-form { position: relative; display: grid; gap: 9px; margin-top: 22px; }
.lead-form label:not(.checkbox-row) { font-size: 14px; font-weight: 900; color: #344054; }
.lead-form input[type="text"] {
  width: 100%;
  height: 53px;
  padding: 0 15px;
  border: 1px solid #d8deea;
  border-radius: 15px;
  background: #fff;
  outline: none;
  transition: border .2s ease, box-shadow .2s ease;
}
.lead-form input:focus { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(185,154,91,.18); }
.field-error { min-height: 18px; margin: -2px 0 2px; color: #c0362c; font-size: 13px; }
.checkbox-row { display: flex; gap: 10px; align-items: flex-start; color: var(--muted); font-size: 13px; margin: 4px 0; }
.checkbox-row input { margin-top: 3px; accent-color: var(--gold); }
.form-note { margin: 12px 0 0; color: #7a8597; font-size: 13px; text-align: center; }

.strip { background: #fff; transform: translateY(-1px); }
.strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--line-dark);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 18px 60px rgba(16,24,39,.08);
  margin-top: -44px;
  background: #fff;
}
.strip-grid div { padding: 26px; border-right: 1px solid var(--line-dark); }
.strip-grid div:last-child { border-right: 0; }
.strip-grid strong { display: block; font-size: 29px; letter-spacing: -.04em; color: var(--navy); }
.strip-grid span { color: var(--muted); font-weight: 700; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 42px; }
.step-card { padding: 28px; border: 1px solid var(--line-dark); border-radius: var(--radius-lg); background: #fff; box-shadow: 0 14px 40px rgba(16,24,39,.05); }
.step-card span { display: inline-block; margin-bottom: 24px; color: var(--gold); font-weight: 900; }
.step-card p { color: var(--muted); margin-bottom: 0; }
.section-soft { background: var(--soft); }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
.feature-list { display: grid; gap: 14px; }
.feature-list div { display: flex; gap: 13px; align-items: flex-start; padding: 18px; background: #fff; border: 1px solid var(--line-dark); border-radius: 18px; font-weight: 900; }
.feature-list span { flex: 0 0 10px; height: 10px; border-radius: 99px; margin-top: 7px; background: var(--gold); box-shadow: 0 0 0 6px rgba(185,154,91,.14); }
.cta-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 42px;
  border-radius: var(--radius-xl);
  color: #fff;
  background:
    radial-gradient(circle at 80% 0%, rgba(185,154,91,.30), transparent 30%),
    linear-gradient(135deg, var(--navy), var(--navy-3));
}
.cta-panel p:not(.small-label) { color: var(--muted-light); max-width: 680px; margin-bottom: 0; }
.faq-list { display: grid; gap: 12px; max-width: 870px; margin-top: 34px; }
details { border: 1px solid var(--line-dark); border-radius: 18px; background: #fff; padding: 20px 22px; }
summary { cursor: pointer; font-weight: 900; font-size: 18px; }
details p { margin: 14px 0 0; color: var(--muted); }
.footer { padding: 30px 0; background: #050b1d; color: var(--muted-light); }
.footer-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.footer-brand { display: flex; align-items: center; gap: 18px; }
.footer-brand img { width: 176px; filter: brightness(0) invert(1) sepia(.15) saturate(1.15); }
.footer p { margin: 0; font-size: 13px; }
.footer a { color: #fff; font-weight: 900; }
.toast {
  position: fixed;
  left: 50%;
  bottom: 24px;
  transform: translate(-50%, 20px);
  opacity: 0;
  pointer-events: none;
  max-width: min(540px, calc(100% - 32px));
  padding: 14px 18px;
  border-radius: 16px;
  background: #101827;
  color: #fff;
  box-shadow: var(--shadow);
  transition: opacity .25s ease, transform .25s ease;
  z-index: 80;
}
.toast.show { opacity: 1; transform: translate(-50%, 0); }

@media (max-width: 1000px) {
  .nav { display: none; }
  .brand img { width: 204px; }
  .hero { padding-top: 120px; }
  .hero-grid, .split { grid-template-columns: 1fr; }
  .hero-card { max-width: 640px; width: 100%; }
  .steps, .strip-grid { grid-template-columns: 1fr 1fr; }
  .strip-grid div:nth-child(2) { border-right: 0; }
  .strip-grid div { border-bottom: 1px solid var(--line-dark); }
  .strip-grid div:nth-child(n+3) { border-bottom: 0; }
}
@media (max-width: 640px) {
  .container { width: min(100% - 22px, var(--container)); }
  .section-pad { padding: 66px 0; }
  .header-inner { min-height: 66px; gap: 12px; }
  .brand img { width: 138px; }
  .header-cta { min-height: 39px; padding: 0 12px; font-size: 12px; }
  .hero { padding-top: 98px; min-height: auto; }
  h1 { font-size: 43px; }
  .lead { font-size: 17px; }
  .hero-card { padding: 22px; border-radius: 22px; }
  .hero-actions .btn { width: 100%; }
  .steps, .strip-grid { grid-template-columns: 1fr; }
  .strip-grid div { border-right: 0; border-bottom: 1px solid var(--line-dark); }
  .strip-grid div:last-child { border-bottom: 0; }
  .cta-panel { flex-direction: column; align-items: flex-start; padding: 28px; }
  .cta-panel .btn { width: 100%; }
  .footer-inner, .footer-brand { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 390px) {
  h1 { font-size: 38px; }
  .brand img { width: 124px; }
  .header-cta { font-size: 11px; padding: 0 10px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}